Children's privacy is at the heart of everything we build. Here's exactly how we protect it.
Last updated: June 27, 2026 · Effective date: June 27, 2026
The short version for parents: Krissy Banx is built for children and follows the U.S. Children's Online Privacy Protection Act (COPPA). We collect as little information as possible, we require verifiable parental consent before any child uses the app, we never show ads to children, we never sell personal information, and you can review or delete your child's data at any time.
Krissy Banx ("Krissy Banx," "we," "us," or "our") provides a financial-literacy platform for children, including physical savings products, school workshops, this website, and a mobile application (collectively, the "Services"). This Privacy Policy explains what information we collect, how we use and protect it, and the rights that children, parents, guardians, and schools have.
This Policy applies to all of our Services. Because our Services are directed to children under 13, we have designed them to comply with COPPA and other applicable children's privacy laws.
Krissy Banx is intended for use by children with the involvement of a parent or guardian. We comply with the Children's Online Privacy Protection Act (COPPA) and its implementing regulations (16 C.F.R. Part 312). In practice, this means:
Before a child can create a profile or use the app's personalized features, a parent or guardian must verify their identity and provide consent. Our onboarding includes a "COPPA firewall": the child's experience is gated until a guardian completes consent.
If we learn that we have collected personal information from a child without the required parental consent, we will delete that information promptly.
What we do not collect from children: we do not require precise geolocation, we do not enable open chat or public usernames, and we do not request contact information from children beyond what is described above.
We do not use children's personal information to build advertising profiles or to make automated decisions that produce legal or similarly significant effects.
Krissy Banx contains no third-party advertising directed at children, no behavioral ad tracking, and no in-app purchases of real currency for children. We do not sell or rent personal information, and we do not "share" personal information for cross-context behavioral advertising as those terms are defined under U.S. state privacy laws.
We share personal information only in these limited situations:
When Krissy Banx is used in schools, we act as a "school official" with a legitimate educational interest under the Family Educational Rights and Privacy Act (FERPA), under the direction and control of the school.
Parents and guardians can, at any time:
Depending on where you live, you may have additional rights under laws such as the GDPR or U.S. state privacy laws (for example, to access, port, correct, or delete personal information, and to appeal a decision). We honor these requests and do not discriminate against you for exercising them. To make a request, contact Krissybanxsc@gmail.com.
You can delete a child's account and associated personal information at any time from within the app (guardian settings) or by visiting our Delete Account page. You may also email Krissybanxsc@gmail.com. We will verify the request and delete the data within 30 days, except where we must retain limited records to comply with law.
We use technical and organizational safeguards appropriate to the sensitivity of children's data, including encryption in transit, access controls, PIN-protected child profiles with lockout after repeated failed attempts, and routine review of our security practices. No system is perfectly secure, but protecting children's information is our top priority.
We keep personal information only as long as needed to provide the Services and for the purposes described here. When an account is deleted or a school term ends, we delete or de-identify the associated personal information, except limited records required for legal, accounting, or security purposes.
Krissy Banx is operated from the United States, and information is processed and stored in the U.S. If you access the Services from outside the U.S., you understand that your information will be processed in the U.S. under this Policy.
If we make material changes — especially any change in how we collect, use, or disclose children's personal information — we will notify parents/guardians and, where required, obtain new consent before applying the change to previously collected data. The "Last updated" date above shows when this Policy last changed.
Questions or privacy requests? We're here to help:
The operator of the Services responsible for children's data under COPPA is Krissy Banx. We respond to verified parent and guardian requests promptly.